RBI (Reserve Bank of India) on Feb 14 Released statement claiming hackers are using remote desktop accessing softwares like Anydesk to gain control over your UPI apps and wipe-out money from your bank account.
What is AnyDesk?
Anydesk is a software for Andorid , iOS and Desktop for remote accessing desktops. It’s similar to TeamViewer. With any desk you can access remote computer hosted anywhere in the world by using 9 digit one time connection password.
How AnyDesk is a Risk?
Unlike TeamViewer Anydesk uses single 9 Digit code to gain remote access on other hand softwares like teamviewer use combination of code and password which is more secure way of communication.
How Hackers are using Anydesk?
— First, fraudsters get bank customers to download the app (AnyDesk).
— Through a nine-digit code generated on the customers’ device, hackers get remote access to their mobile.
— After inserting the app code on the device, the hacker asks customers to grant certain permissions, which are similar to what is required while using other apps.
— Once they gain access to the mobile phone, hackers can carry out transactions fraudulently through any mobile banking app or payment-related apps, including UPI or wallets.
What must you do in case your mobile is hacked?
* If you are banking electronically, you must register yourself for SMS/email alerts and immediately inform your bank in case of a fraud.
* According to RBI, you must only use sites with https while banking online.
* Avoid banking on free networks.
* Regularly change and do not share your password/PIN